The City offers four plans for employee group health insurance:
Health maintenance organization (HMO) plan with co-payments
In-network extended payment plan option (EPPO) with co-payments
In-network and out-of network preferred provider organization (PPO) with a deductible and co-insurance
In-network and out-of network preferred provider organization (PPO) with a high deductible and co-insurance and a health savings account.
The City group health insurance plans include a discount dental program for participants. In addition, the City offers employees a group dental insurance plan. This plan offers group premiums for employees and comprehensive dental coverage.
Life insurance (paid for by the City) is available to full- and part-time regular employees. Employees are insured for twice their annual salary, rounded to the next $1,000 multiple. Bonuses, overtime, and other compensation are not considered as basic wages or salary for life insurance purposes.
Additional Life Insurance
Full- and part-time regular employees may apply for additional life insurance within the first 30 days of employment or thereafter during any Open Season.
Dependent Life Insurance
Full- and part-time regular employees may apply for life insurance for their spouse and eligible children.
Long-Term Disability Insurance
The City provides long-term disability insurance in the amount of 60% of the employee's base salary at no cost to full- and part-time regular employees scheduled to work at least 20 hours per week. This coverage may extend to age 65, or as long as total disability exists.
Long-Term Care Insurance
The City provides the option to purchase long-term care insurance to employees who require regular assistance with day-to-day functions like bathing, eating, or dressing or supervision due to cognitive impairment. Long-term care insurance helps pay for care at home, in an adult day care center, assisted living facility, nursing home, or hospice.