What is the National Flood Insurance Program?
The City of Falls Church participates in the National Flood Insurance Program (NFIP). The NFIP makes federally backed flood insurance available for all buildings, whether they are in the floodplain or not. Flood insurance covers direct loss caused by surface flooding, including a river flowing over its banks, a lake or ocean storm, and local drainage problems.

The National Flood Insurance Program has an arrangement with private insurance companies to sell and service flood insurance policies. There are 2 types of flood insurance coverage exist:
  • Contents: Contents coverage may be purchased separately provided the contents are in an insurable building. Your local insurance agent can describe the breadth of coverage and restrictions.
  • Structural: Structural coverage is for the walls, floors, insulation, furnace, and other items permanently attached to the structure.

Show All Answers

1. What is the National Flood Insurance Program?
2. Do I have to purchase flood insurance?
3. How do I know if my property is in the Special Flood Hazard Area (SFHA)?